ASTON NOVA CONSULTING LLC – TERMS OF SERVICE

Effective Date: January 1, 2026

Last Updated: January 6, 2026

These Terms of Service (“Terms”) are a legal agreement between you and Aston Nova Consulting LLC (“Aston Nova,” “Company,” “we,” “us,” or “our”). These Terms govern your access to and use of https://astonnova.com/ (the “Website”) and any content, programs, webinars, mentorship, digital products, community access, and related services offered on or through the Website (collectively, the “Services” or “Platform”).

BY ACCESSING OR USING THE PLATFORM OR PURCHASING ANY SERVICES, YOU AGREE TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE PLATFORM.

1) ELIGIBILITY

You must be at least 18 years old (or the age of majority where you live) to use the Platform.

2) CHANGES TO PLATFORM OR TERMS

We may update the Platform and these Terms at any time. Changes are effective when posted. Your continued use of the Platform after changes are posted means you accept the updated Terms.

3) PRIVACY

All information we collect is subject to our Privacy Policy posted on the Platform. If there is a conflict between these Terms and the Privacy Policy, these Terms control.

4) SERVICES; NO GUARANTEES

Aston Nova provides education and mentorship about personal credit, funding strategy, business funding preparation, and related financial education topics. The Services are educational and informational only.

We do not guarantee approvals, credit score increases, funding amounts, income, profits, travel outcomes, or any specific results. Outcomes depend on many factors outside our control.

5) ACCOUNTS; ACCESS; SECURITY

If you create an account or receive login access:

• You are responsible for maintaining the confidentiality of your login credentials.

• You may not share, resell, transfer, or distribute access.

• You are responsible for all activity under your account.

We may suspend or terminate access if we reasonably believe these Terms are violated or your account is compromised.

6) PAYMENTS; BILLING; TAXES

You agree to pay all prices and fees disclosed at checkout, including applicable taxes.

If you purchase a payment plan, you authorize us (and our processors) to charge your payment method according to the disclosed schedule. Missed payments may result in paused or terminated access.

7) ALL SALES FINAL; NO REFUNDS (DIGITAL PRODUCTS / ACCESS)

Due to the digital nature of our products and immediate access to proprietary materials and/or community access, all purchases are final and non-refundable to the maximum extent permitted by law.

If you have a billing issue, contact us before initiating a chargeback. Unauthorized chargebacks may result in immediate suspension of access and we may dispute the chargeback using available evidence.

8) INTELLECTUAL PROPERTY

All Platform content, materials, videos, documents, templates, branding, and trademarks (“Platform Content”) are owned by Aston Nova or licensed to us and are protected by intellectual property laws.

You receive a limited, non-exclusive, non-transferable, revocable license to access the Platform Content for your personal use (or internal business use where clearly intended) during your access term.

You may not copy, reproduce, record, distribute, publish, sell, or create derivative works from Platform Content without our prior written permission.

9) USER CONTENT; COMMUNITY CONDUCT

If the Platform includes a community or interactive features, you agree to:

• Be respectful and professional.

• Not harass, threaten, discriminate, spam, or solicit unless expressly allowed.

• Not post private/confidential information of others.

• Not upload malware, scrape, or attempt to bypass platform security.

We may remove content or terminate access for violations, with or without notice.

10) COMMUNICATIONS (EMAIL/SMS) AND YOUR COMPLIANCE

If you use any communications features through the Platform (including email or SMS capabilities, if offered), you are responsible for complying with applicable laws (including TCPA and CAN-SPAM where applicable). We are a platform/service provider only and do not provide legal advice regarding your communications compliance.

11) THIRD-PARTY SERVICES

The Platform may rely on third-party services (payment processors, community platforms, hosting, analytics, etc.). We are not responsible for third-party outages, policies, or practices.

12) DISCLAIMER OF WARRANTIES

THE PLATFORM AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

13) LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ASTON NOVA WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING FROM YOUR USE OF THE PLATFORM OR SERVICES.

IN ALL CASES, OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID US FOR THE SPECIFIC PRODUCT/SERVICE GIVING RISE TO THE CLAIM IN THE 12 MONTHS BEFORE THE EVENT.

14) INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Aston Nova and its owners, officers, contractors, and agents from claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Platform, your User Content, or your violation of these Terms or any law.

15) COPYRIGHT / DMCA

If you believe content on the Platform infringes your copyright, send a notice to:

Email: [email protected] (Subject: “DMCA Takedown Request”)

Mail: Aston Nova Consulting LLC, ATTN: Copyright Agent, 4991 E McKinley Ave Ste 118, Fresno, CA 93727

16) CALIFORNIA CONSUMER REVIEWS

Nothing in these Terms prohibits or restricts you from posting lawful reviews, ratings, or opinions about Aston Nova or our products/services.

17) GOVERNING LAW

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

18) DISPUTE RESOLUTION; ARBITRATION; CLASS ACTION WAIVER (CALIFORNIA)

PLEASE READ THIS SECTION CAREFULLY. It affects your legal rights.

A) Informal Resolution First

Before filing a claim, you agree to email [email protected] with a written description of the issue and your requested resolution. We will attempt to resolve the matter in good faith.

B) Binding Individual Arbitration

Except as stated below, any dispute arising out of or related to these Terms or the Platform will be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules.

C) Location / Format

Unless the parties agree otherwise, arbitration will take place in Fresno County, California, or by video/telephone where appropriate.

D) Small Claims

Either party may bring an eligible claim in small claims court in Fresno County, California.

E) Public Injunctive Relief (California)

You and Aston Nova do not waive the right to seek public injunctive relief where such a waiver would be unenforceable under California law.

F) Class Action Waiver

To the maximum extent permitted by law, disputes must be brought only on an individual basis. You waive any right to participate in class, collective, representative, or private attorney general actions to the extent permitted.

G) Arbitration Opt-Out

You may opt out of arbitration by emailing [email protected] within 30 days of your first purchase or account creation with subject “Arbitration Opt-Out,” including your full name and the email used at checkout.

19) TERMINATION

We may suspend or terminate your access to the Platform if you violate these Terms, community rules, or applicable law. Sections that by their nature should survive (including IP, disclaimers, limitation of liability, indemnification, and dispute provisions) will survive termination.

20) CONTACT

Aston Nova Consulting LLC

4991 E McKinley Ave Ste 118

Fresno, CA 93727

Email: [email protected]

Support Hours: 10:00 AM – 4:00 PM (Monday – Friday)